1. Imagine you are Bill. How would you explain to Mary the relationship between risk and return of individual stocks?
-기대수익율과 위험(Expected Rate of Return and Risk)-
먼저, 개인주식의 수익률과 위험과의 관계를 설명하기 전에 그에 대한 개념부터 알아야 할 필요가 있다. 수익률은 보통 기대수익률을 말하는데, 기대수익률은
Bond
- 장기간의 자금 조달을 위하여 발행한 유가증권
- 고정적인 이자 지급과 만기 원금 상환의 형태로 고정 수익을 보장
- 장기 투자 대상이며, 3~5년 이거나 그 이상
- 액면가, 이자율, 만기의 3가지 정보가 기록된 증서
Kinds of Bonds 1
By coupon style
- Coupon Bond : 이표채. 정해진 이자(coupon)를 정기적으로
Ⅰ. 국제금융시장
국제금융시장은 관점에 따라 다양하게 분류 정의될 수 있다.
첫째, 국제금융거래에 참여하는 당사자들의 거주지 국적에 따라 외국시장(foreign financial markets)과 역외시장(offshore financial markets)으로 구분할 수 있다. 외국시장은 거래당사자 중 거래지와 국적이 다른 일방이 참여하는 경
incomer
if he/she want…
: Germany resident more than 16-year-old
: Germans living abroad
: low-incomer
pension of the old
: 70% of income
pension of the deceased
: partner + child = 60%
: etc = 25%
pension of the disabled
: 66~100%
The oldest system of
Social security of Germany company
A similar to retirement pension(single sum)
income to the company.
Fixed asset turnover
Fixed asset turnover is the ratio of sales (on the Profit and loss account) to the value of fixed assets (on the balance sheet). It indicates how well the business is using its fixed assets to generate sales.
Current ratio
The current ratio is a financial ratio that measures whether or not a firm has enough resources to pay its debts over
security of online transactions and the privacy of personal information. They have to wait until the product is delivered and if the product is unsatisfying their expectation or has a defect itself, consumers have to return or exchange items, which will cause huge inconvenience for them
- Controlling activities: In order to provide a high quality customer experience, Blue Nile has to continue to
Social insurance
▶Worker's compensation
▶ Health insurance
▶ Annuity insurance
▶ Unemployment insurance
Public assistance
Social welfare service
1935
Aid to Families with Dependent Children (AFDC)
1974
Preventive law of child abuse
1975
Reinforcement law of child rearing expenses
1980
The laws to aid adoption and the child welfare law
1975
The Law of Educ
income statement". It is also probably the single most widely watched ratio. If it shows high ratio, the value to invest this company is increasing.
Change rate 2005-2006 2006-2007
Royal Dutch Shell 4.75% 25.94%
Chevron 19.15% 12.63%
Hyun-Dai 296.3% 27.6%
GS Caltex -7.09% 0.5%
Exxon mobil 15.97% 10.18%
BP 3.88% -0.98%
S-oil 39% -14.46%